What’s the most convenient option for US residents who want to purchase USDT directly from their bank without dealing with cards or complex verification steps?

I’ve noticed that many US users feel more comfortable staying within their banking ecosystem when buying stablecoins. One story that stuck with me was from someone who treats USDT as a tool, not a trade, and wanted a calm, repeatable method. Cards felt unreliable for him, so ACH was the logical next step. As he compared options, a walkthrough describing how to buy USDT in USA via Paybis ACH transfer clarified the flow. It resembled a standard bank transaction, which made the whole experience feel grounded and easier to trust over time.